4 Hidden Benefits of Bundling Your Home & Auto Policy with Carlisle Insurance
July 7th, 2020
Most Americans overpay for their auto insurance by about $330 each year, reports a recent consumer study by ValuePenguin. The cost of auto insurance depends on many variables, including your location, driving history, financial profile and whether you own your own home.
For those in the Coastal Bend with an existing homeowner’s policy with Carlisle Insurance, bundling your auto policy with us is something that you can do today to start saving money quickly. However, a bundling discount isn’t the only reason so many homeowners choose us:
- Added Cost Savings
Most homeowners who bundle their auto policies with us save anywhere between 5 to 25 percent. We appreciate your trust and value your loyalty, which is why we offer a bundling discount up front.
Diving a layer deeper, we may also find that you are overpaying for your auto insurance because your current provider has included coverages that you don’t need. Your agent will work with you to determine what coverages are the right fit and find any other discount opportunities that may have been overlooked, such as one for owning multiple vehicles.
- Personalized Protection
Worse than overpaying for protection, your policy may skimp on areas that you do actually need. This could result in painful out-of-pocket expenses when an accident or other damage to your vehicle occurs.
When we reviewed your homeowner’s policy, we took into account every variable, from the age of your home to the materials from which it was made. Our agents are expertly trained to go beyond the basics, which is why we asked if you had any jewelry, antiques or other valuable items that may require additional coverage beyond a general homeowner’s policy. Expect the same level of thoroughness when it comes to your auto insurance: we ask questions to learn more about your specific needs and then tailor a policy just for you.
- Continuity of Coverage
Did you know that many insurance carriers will non-renew an auto insurance policy if an insured files three or more at-fault claims within a three-year period?
At Carlisle Insurance, we understand that accidents happen. That is why we work with you to help ensure continued coverage. Even if you have made auto insurance claims or received numerous tickets, having both of your policies bundled with us lowers your chances of being dropped.
- All-in-One Convenience
With bundling, one dedicated insurance agent reviews your home and auto coverage in one sitting and then makes personalized recommendations to accommodate your needs and budget. For your convenience, we also provide the tools for you to continue managing both policies on your own. Of course, if you have questions or need guidance, we are always just a phone call away.
Get the auto coverage you need from the local provider you know and trust. Contact us today for help finding the best way to bundle your home and auto policies.
For additional information, please visit our website at www.carlisleins.com. Products or services identified herein may not be available in all jurisdictions. The information and descriptions contained herein (a) are not necessarily intended to be complete descriptions of all applicable terms, conditions, and exclusions of the policies referenced, (b) are provided solely for general informational purposes, and (c) should not be viewed as a substitute for legal, regulatory, or other advice on any particular issue or for any particular reason. The advice of a professional should always be obtained before purchasing any insurance product or service, and you should not rely on the information provided herein for the prevention or mitigation of risks or as a full and complete explanation of coverage under any insurance policy. While the information contained herein has been compiled from sources believed to be reliable, no warranty, guarantee, or representation, either expressed or implied, is made as to the correctness or sufficiency of any representation contained herein.