Key Man Coverage

“Key Man” insurance protects your business in the event of the death or disability of a key employee who is so important to the company that their absence could destroy the firm.  This type of coverage should be a part of your business insurance package, particularly if your business involves professional services and key members of your firm cannot be replaced quickly due to legal or ethical considerations, as would be the case with a medical office or a law firm.  In some cases, the business would cease to be a business without the presence of a certain individual.  If this describes your situation, get in touch with the Carlisle Insurance Agency to discuss a Key Man policy today.