Professional liability insurance can protect you against claims of negligence made by your clients if you are a physician, a lawyer, an architect, or any other sort of professional practitioner. The name applied to the various types of professional liability coverage varies according to the profession involved. In the case of the medical profession, medical malpractice insurance is offered. A notary public, a real estate broker, or a website developer might need errors and omissions insurance.
Professional liability insurance coverage is necessary in many instances, because a general liability insurance policy only covers claims for bodily injury, property damage, personal injury, or advertising injury. This type of insurance does not cover negligence, violation of good faith, misrepresentation, or inaccurate advice. In order to be insured against these types of claims, a professional liability insurance policy must be in force.
If you are a professional, you must be covered for any eventuality. Call Carlisle Insurance today for advice on ways to protect yourself and your business.