Boat & Yacht Insurance

Many states now require boats to be insured. If you have your boat on a loan or use a marina, you will probably also be required to insure your boat. If you are not required to insure your boat, it is important you still consider purchasing boat insurance.

Boat insurance works similar to the insurance for your car, and can protect in the same way. But, since boats have different features than your car, you will want to make sure you have all the coverages you need and any savings that may lower your premium.

NOTE - Your policy may not contain all of these coverage’s. If available by optional endorsement an additional charge may apply. As always, consult your agent or insurance carrier for the coverage included on the policy.

Insurance coverage you may wish to consider for your boat:

Liability
Physical Damage
Theft
Medical Payments
Motor Coverage
Trailer Coverage
Boat Covers
Docking Fenders
Communications Devices

Discounts you may be entitled to:

New Boat
Automatic Fire Extinguisher
Burglar Alarm
Ship-To-Shore Radio
Approved Boating Education Course

Remember, since every boat is unique please make sure you check with us to see if you need any additional coverages or would be eligible for additional discounts.

Request A Quote

Detailed Boat Insurance Quote

Boat Quick Quote

Tools & Resources

State Department of Motor Vehicles

Personal Insurance FAQs

N.A.D.A. Value Guides

Insurance Glossary

Note: As stated in our "Terms of Service" (TOS) agreement, descriptions of insurance coverage on this web site are for informational purposes only and may not apply, or be included on your policy. Please contact us to confirm coverage provided on your insurance policy or policies you are contemplating purchasing.